About Us

Borrowing should be better

The best person to promote you, your team, and your business to lenders is someone who speaks their language and who has been in their shoes.

We take a consultative discussion-led approach to analysing your position.

This qualitative, deep-dive, performed by a subject matter expert, is the only way to discover and explore what opportunities there are for you.

BorrowingWell helps you get the right funding on the right terms — bringing clarity to an outdated sector.

It’s one less thing for you to worry about.


Our mission is simple

To work in your interest to get you the funding your business needs.


Our values are what guide us

To simplify, add subject matter expertise, and bring transparency to the property finance market.


We offer one business loan facilitation service which covers every form of business lending, hire purchase, and leasing possible


As subject matter experts, our experience and in-depth knowledge adds significant value to enterprises seeking to raise finance


Our educational content will help demystify and simplify business borrowing

Meet the team

Together, we bring decades of experience in finance and technology to bring a higher level of service to the property development finance market.

  • Tom Malley FCCA

    Tom Malley FCCA

    Founder and CEO

    Tom is a commercially focused ACCA fellow with exceptionally well-rounded experience ranging from small owner-managed firms to large listed overseas businesses. One of Tom’s key talents is in analysing complex challenges and creating bespoke solutions.

    Tom recently served on the credit committee of a non-bank business lender. Part of his role was deciding which businesses would get funding opportunities and which would not.

    Skilled in accountancy, business lending and loan decisioning, Tom’s experience and in-depth knowledge adds real value to property developers seeking finance.

  • Luke Bussey

    Luke Bussey

    Founder and COO

    Luke is a data-driven, digital native. A hybrid in technology and marketing that enables him to deliver crucial insights, drive growth and ROI.

    With decades of experience in engineering, product development, and marketing at B2B SaaS startups, venture-backed companies, and Fortune 500 corporations. He's seen how companies succeed (and fail) from all angles and most recently owned and operated his own successful marketing agency.

    When Tom approached Luke about creating a new kind of property development finance brokerage he was immediately interested in the possibility of rethinking the way the industry worked through technology, best in class customer service, and cutting-edge marketing and branding.

    Luke’s role at BorrowingWell is to bring the vision alive.

Ready to get funded?

Our credit committee experience at a non-bank business lender and accountancy background means we know what it takes to get your property finance deal done.

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